Life At Credit Fair

We are looking for a Python Developer to join our engineering team and help us develop and maintain software products. Python Developer responsibilities include writing and testing code, debugging programs and integrating applications with third-party web services. To be successful in this role, you should have experience using server-side logic and work well in a team. Ultimately, you’ll build highly responsive web applications that align with our business needs.

Roles & Responsibilities

Write effective, scalable code.

Develop back-end components to improve responsiveness and overall performance.

Integrate user-facing elements into applications.

Test and debug programs

Improve functionality of existing systems

Implement security and data protection solutions.

Assess and prioritize feature requests.

Coordinate with internal teams to understand user requirements and provide technical solutions.

Develop cohesive working relationships with stakeholders.

Requirement & Skills

Hands on programming experience of 3-5 years in Python

Should have working experience in PHP 8 and/or Laravel and should have worked on at least 1 PHP application at professional level.

Strong analytical and logical skills

Good understanding of REST APIs, microservices, JSON processing.

Strong understanding of OOPS concepts, SOLID principles

Should be working on currently Python 3.6 or higher

Hands on experience with Flask or FastAPI

Hands on experience with Pandas and similar data frameworks

Should have a good understanding of advanced python features and functional programming features.

Self-driven and fast learner.

Strong verbal & written communication skills and confidence to interact with business users including senior leaders.

Should be open to work with new technologies and languages like Golang, React, Angular, Flutter etc when required.

Hands on experience in GIT

Agile/scrum environment experience

Hands on experience in Linux environment

Good SQL querying skills

Apply

We are looking for a head of engineering to lead our Tech department and help us build great product. You’ll manage our infrastructure and ensure all internal systems operate securely and effectively. To be successful in this role, you should be confident managing our teams while, at the same time, setting goals, budgets and timelines for various projects. We also expect you to be in charge of our integrations with external partners and oversee all software development plans from ideation to execution. Ultimately, you’ll make sure we use innovative technologies that maximize our productivity and help our company grow.

Roles & Responsibilities

This position requires you to lead and manage the whole engineering team.

Manage your OKRs, contribute to product strategy and help develop your team.

Create clear career paths for team members and help them grow with regular & deep mentoring.

You work closely with the Product Management, Business Development, and Operations team and enable them by providing scalable and high-quality technology solutions at a rapid pace.

Architect & design technically robust, flexible, and scalable solutions.

Lead multiple modules, third party integrations and business partners integration.

Taking architectural decisions, defining high level and low level design.

Track record of bringing in and growing engineering talent and more to be shared via email

Requirement & Skills

Has at least 8+ years of programming & architecting background

Has worked on at least one of these technologies: python, php.

Go & Java experience is good to have

Has worked on at least 1 non-sql database

Has worked on AWS for at least 2-3 years independently.

Has experience of reporting to Senior Management/external stakeholders (investors, business partners) on projects and product process

Has experience of working in at least 1 enterprise grade Financial Product/Project at a lead or higher role.

Apply

We’re looking for a results-driven Sales Representative with excellent interpersonal skills to actively seek out and engage customer prospects.

Roles & Responsibilities

Business development in your locality

Coordinate daily with customer for service operations

Contributes to team effort by accomplishing related results as needed

Strong Communication Skills and must be fluent in their respective Regional Language

Requirement & Skills

Candidate with at least 1- 2 years of sales experience

Strong interest in the Home decor, elective healthcare (i.e. treatments not covered by insurance) and education industries

Ability to work with cross functional teams

Familiarity with financial and customer service principles

Apply

We are looking for Sr Collection Executive who are having collection experience over 3 - 5 years in resolution of higher DPD accounts. The person should have worked on dialer outbound process with knowledge of various dialing methods such as Predictive/ Preview/ Progressive.

Roles & Responsibilities

Solely responsible for assigned portfolio.

Solely responsible for individual target.

Adherence of dialer calling with various dialing methods.

Solely responsible for preparing collection strategy for own portfolio towards maximum collection.

Taking ownership of High-Value accounts to ensure seamless collection

Should have basic knowledge of skip tracing.

Responsible to follow collection code of conducts.

High focus on bounce and penal charges collections.

Responsible for resolution of Customer queries/ complaints within TAT

Responsible for timely closure on settlement/ foreclosure of the customers.

Should able to handle agency as well as internal groups for collection related issues/queries and real time solutions.

Eagerness to achieve maximum incentive on collections.

Ability to work with cross functional teams.

Requirement & Skills

Candidate must be a graduate/ undergraduate.

Should have Excellent Communication Skills and Convincing Power.

Additional language like Tamil, Kannada, Malayalam and Telugu, will be an advantage

Should have good knowledge of Banking and procedures. DRA certified would be preferrable.

Good knowledge of Ms Excel, word, internet & email

Capable of working efficiently in a fast pace environment and under pressure.

Team Oriented.

Apply

The Product Manager will be responsible to plan and deliver product features and functions to meet prioritized objectives for the benefits of business. To be successful in this role, the candidate should have previous experience in end-to-end product development. The candidate will work with stakeholders from across multiple Credit Fair lines of businesses and functions to manage the product roadmap and align it to business needs. The main responsibilities include gathering product requirements, prioritizing feature implementations, and improving overall user experience. Ultimately, the candidate will work with internal teams to build products that fill gaps in market and increase customer & amp; merchant satisfaction.

Roles & Responsibilities

Gather and communicate requirements to ensure development team understand problem

statements so they can propose solutions

Collaborate with development team to understand and present demand requirements for

delivering functional solutions

Demonstrate the value of demand items and be able to prioritize effectively

Prepare and own backlogs

Suggest product enhancements to improve user experience

Conduct research to identify customer needs and market gaps

Create support and training documents for internal and external users

Develop cohesive working relationships with stakeholders

Requirement & Skills

Good domain knowledge of Financial Products and Services. Knowledge of Credit Underwriting, Collections, lending process & RBI regulatory.

Strong experience in managing user experience, design thinking and user acceptance testing, both in an Agile and Waterfall delivery environment

Extensive hands-on experience in planning, testing, and defect tracking skills including using a variety of tools such as JIRA, Trello, Confluence, etc

Demonstrate problem-solving and decision-making skills

Outstanding knowledge of technology and digital product management

Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements

Ability to work unsupervised and adjust priorities quickly as circumstances dictate

Outstanding interpersonal and communication skills with a proven ability to communicate effectively and confidently at all levels

Apply

The Associate Product Manager will be responsible for supporting the Product Manager, to plan and deliver product features and functions to meet prioritized objectives for the benefits of business. To be successful in this role, the candidate should have previous experience in end-to-end product development. The candidate will work with stakeholders from across multiple Credit Fair lines of businesses and functions to manage the product roadmap and align it to business needs. The main responsibilities include gathering product requirements, prioritizing feature implementations, and improving overall user experience. Ultimately, the candidate will work with internal teams to build products that fill gaps in market and increase customer & merchant satisfaction.

Roles & Responsibilities

Gather and communicate requirements to ensure development team understand problem statements so they can propose solutions

Collaborate with development team to understand and present demand requirements for delivering functional solutions

Demonstrate the value of demand items and be able to prioritize effectively

Prepare and own backlogs

Suggest product enhancements to improve user experience

Conduct research to identify customer needs and market gaps

Create support and training documents for internal and external users

Develop cohesive working relationships with stakeholders

Requirement & Skills

Good domain knowledge of Financial Products and Services. Knowledge of Credit Underwriting, Collections, Operations & Customer Service will be added benefit

Strong experience in managing user experience, design thinking and user acceptance testing, both in an Agile and Waterfall delivery environment

Extensive hands-on experience in planning, testing, and defect tracking skills including using a variety of tools such as JIRA, Trello, Confluence, etc.

Demonstrate problem-solving and decision-making skills

Outstanding knowledge of technology and digital product management

Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements

Apply

We’re looking for a results-driven Business Development Representative with excellent interpersonal skills to actively seek out and engage customer prospects.

Roles & Responsibilities

Primary responsibility will be to identify, develop and execute strategic and referral

relationships with existing and potential Fintechs that will contribute to the company & growth.

Serve as a key member supporting the company's strategic partnership

direction.

Identify new business opportunities possible with technology investment, challenge the status quo, and drive data / digital disruption.

These partnerships must drive revenue and create a preference for the company within the partner and the partner & staff

Manage complex contract negotiations and work with legal counsel as required.

Drive the partner onboarding and integration process in collaboration with

departments across the company.

Network with internal and external subject-matter experts, identify & targets within key focus areas, and make recommendations.

Continually analyze the market opportunities, including competitive landscape, industry trends, emerging technologies, and economic factors.

Optimize the company's use of resources to achieve profitability.

Manage executive stakeholder communication and progress reporting.

Lead partnership development activities with input from cross-functional

teams (including, but not limited to, Product Management, Technology, Sales, Finance and Operations departments)

Requirement & Skills

2+ years of experience within the FinTech/ Lending industry.

Understanding of Partnerships Ecosystem and Channels from an SME and

B2B Perspective.

An open, intuitive, and curious mind to learn, unlearn and experiment.

Experience in the digital lending market is a plus.

Strong business acumen and ability to think strategically.

Strong written and verbal communication skills.

Ability to work independently, making key decisions with minimal direct

oversight.

Willingness to define and execute the strategic and tactical tasks required

for success.

Ability to work under tight deadlines.

Apply

We’re looking for a results-driven Business Development Representative with excellent interpersonal skills to actively seek out and engage customer prospects.

Roles & Responsibilities

Primary responsibility will be to identify, develop and execute strategic and referral relationships with existing and potential Merchants that will contribute to the company's growth.

Serve as a key member supporting the company's merchant partnership direction.

Identify new business opportunities possible with technology investment, challenge the status quo, and drive data / digital disruption

These partnerships must drive revenue and create a preference for the company within the partner and the partner's staff

Manage complex contract negotiations and work with legal counsel as required.

Drive the partner onboarding and integration process in collaboration with departments across the company

Network with internal and external subject-matter experts, identify M&A targets within key focus areas, and make recommendations

Continually analyze the market opportunities, including competitive landscape, industry trends, emerging technologies, and economic factors

Optimize the company's use of resources to achieve profitability

Manage executive stakeholder communication and progress reporting

Lead partnership development activities with input from cross-functional teams (including, but not limited to, Product Management, Technology, Sales, Finance, and Operations departments)

Requirement & Skills

2+ years of experience within the FinTech/ Lending/ Home Decor industry

Understanding of Partnerships Ecosystem and Home Decor segment

An open, intuitive, and curious mind to learn, unlearn and experiment.

Experience in the digital lending market is a plus

Strong business acumen and ability to think strategically

Strong written and verbal communication skills

Ability to work independently, making key decisions with minimal direct oversight

Willingness to define and execute the strategic and tactical tasks required for success

Ability to work under tight deadlines

Apply

We are looking for a Relationship Manager to join our lending team and help to process customer loan applications and fund raise debt from Private and Public sector Banks.

Roles & Responsibilities

Executing end to end transactions for Co lending or Term loans from Banks & NBFC

Document preparation and submission as per Bank or NBFC for Colending or Debt raise proposals.

Prepare Information memorandum & CMA / projections for submission to banks / NBFC

Meeting with the Bank or NBFC to get new business and implementing new policy, product and API’s.

Maintaining relationship with Banks or NBFC.

Requirement & Skills

2-3 years of experience in Fintech/MSME/SME/Debt raise/DSA.

Strong understanding of financial documents & analysis

Strong excel skills.

Apply

Develop a cross-platform mobile application using Flutter, from concept to deployment Collaborate with cross-functional teams to define, design, and ship new features. A robust portfolio showcasing previous Flutter-based app projects, from concept to deployment.

Roles & Responsibilities

Handling the entire app development process, from concept to deployment.

Designing, developing, testing, maintaining, and deploying software in the Flutter framework and Dart language.

Write clean, maintainable code and conduct code reviews.

Troubleshoot, debug, and upgrade existing software.

Work on performance optimization and enhancing application speed.

Stay updated with Flutter and Dart programming language advancements and other related technologies.

Requirement & Skills

Proficiency in Flutter and Dart is the foundation for developing the app.

Experience in cross-platform mobile app development to ensure the app works on both Android and iOS.

Flutter app architecture patterns like Provider, Bloc, or Redux for efficient and maintainable code.

Skills for testing the app thoroughly and ensuring it's free of bugs and issues.

Understanding of best practices for securing user data, especially when dealing with sensitive health information.

Strong knowledge of the entire app development process, from concept to deployment.

Proficiency in database management, server architecture, and API design.

Ability to work independently and take ownership of the project.

Strong problem-solving skills and adaptability.

Deep understanding of mobile app development lifecycle from concept to deployment.

Familiarity with version control systems such as Git.

Strong understanding of UI/UX principles and the ability to implement custom UI designs.

Excellent communication and teamwork skills

Apply

The Operations Lead is responsible for overseeing, coordinating and ensuring the smooth functioning of the operational activities of the Credit Fair Capital (CFC) department and customer service team.

Roles & Responsibilities

Working closely with business teams to support investors in terms of disbursements and transaction settlement.

Working closely with the higher management to achieve outcomes and company goals.

Doing reconciliations such as Bank reconciliation, system reconciliation, daily payment reconciliations.

Coordinate with IFAs to ensure that all necessary documentation is received and that any queries or disputes are resolved in a timely manner.

Maintaining accurate and up-to-date records of all commission payments and

reconciliations.

Ensuring that the commission payments to IFAs are accurate and timely.

Maintaining accuracy of data around investor payouts and return calculations 

Maintain good relationships with IFAs and ensure that the company's sales targets are met.

Onboarding new banks, payment methods, and payment gateways to expand the available options for users.

Managing business reporting and generating ad-hoc reports as required.

Co-ordinating with the tech team and product team for the system changes and automation of tasks.

Requirement & Skills

Candidate should have 4 + years of experience.

Candidate from a Fintech/NBFC background is preferred.

Strong excel skills.

Apply