Credit Fair

Job Openings

Life at Credit Fair

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Our Values

Credit Fair welcomes individuals who are interested in opportunities to work with us. These are some of the values we appreciate and have imbibed from each other in the work place.

Ownership

We’re constantly on the lookout for people who can take on ownership of tasks from the beginning to the end, irrespective of limited resources. People who want to truly offer services that delight customers and maximise convenience.

Optimism

Optimists who believe in the goodness of people and India’s growth potential, while being willing to take calculated risks and take independent decisions are also important for us.

Curiosity

Age is not a bar at our company, as long as you retain your curious nature and combine it with maturity, that help you deal with high pressure situations.

Education

We highly encourage them to know their field well, as they might have to educate the customers, merchants or even peers, at various stages.

Transparent

We would like members of our team to be completely transparent with their ideas, achievements, mistakes and personal goals as they work under our motto of fair finance.

Go-getters

People who are sensitive to the needs of the customers, aren’t afraid to voice their opinions, ensure risks are avoided and display the ability to seize opportunities are always appreciated at the company.

If you think you’re got these qualities, and are a perfect fit within our team, we look forward to your application!

Job Openings

Sales Executive - Bangalore/Delhi

Requirements
  • Candidate with at least 1- 2 years of sales experience
  • Strong interest in the Home decor, elective healthcare (i.e. treatments not covered by insurance) and education industries
  • Ability to work with cross functional teams
  • Familiarity with financial and customer service principles
  • Candidate must have completed 12th
  • What we expect from you?
  • Business development in your locality
  • Coordinate daily with customer for service operations
  • Contributes to team effort by accomplishing related results as needed
  • Strong Communication Skills and must be fluent in their respective Regional Language
  • What you get?
  • Work closely with the national manager
  • Best in class salary and incentives
  • No departmental barriers
  • An open environment where we celebrate our successes and failures
  • Hands on experience and training to explore new things for your personal development
  • Apply

    Collection Executive - Mumbai / Hyderabad

    Requirements
  • Candidate with 3 to 5 years of experience
  • Should have Excellent Communication Skills and Convincing Power.
  • Fluent in English, Hindi.
  • Additional language like Tamil, Kannada, Malayalam and Telugu, will be an advantage
  • Should be able to work with a Team.
  • Good at Computer knowledge.
  • What we expect from you?
  • Hands-on experience in MS Excel & PowerPoint.
  • Should be able to call 50 to 80 customers daily.
  • The strong follow-ups with customers, Merchant & sales team for execution.
  • Drafting of mails regarding outstanding reports
  • Work experience in Collection and Recovery
  • What you get?
  • Work closely with the manager
  • Best in class salary and incentives
  • No departmental barriers
  • An open environment where we celebrate our successes and failures
  • Hands on experience and training to explore new things for your personal development
  • Apply

    Backend Developer - Mumbai

    Requirements
  • Strong proficiency in PHP, MySql, HTML, CSS, GIT, PHP Framework like Laravel,
  • Node.js
  • Have a good knowledge of OOPs
  • Ability to understand business requirements and translate them into technical requirements
  • Familiarity with code versioning tools like GIT
  • Ability to write clean, commented and maintainable code. Having a basic understanding of usability and UX
  • Candidates with a strong interest in Consumer finance would be preferred
  • Strong Knowledge of Finance & Tally APIs
  • Candidate with at least 2-6 years.
  • What we expect from you?
  • Customer centricity : We believe an ability to empathize with merchants and customers
  • will help us outperform the competition and motivate us to innovate.
  • The developer should be able to prioritize the roadmap based on customer needs.
  • Outcome and data-oriented : The developer should have the ability to define the economic rationale for every major effort and translate it into metrics.
  • There should be an obsession with data for business iterations and improvements.
  • Hands-on & Willingness to go above and beyond: For start-ups the responsibilities and
  • needs of the business change quickly.
  • We're looking for a developer who is not afraid to take on new challenges and can deal with ambiguity.
  • Ability to work with cross-functional teams : The developer must be able to manage cross - functional teams - customer care, product, merchants, compliance & finance teams.
  • Having the experience of managing healthy conflicts and driving people towards customer goals and organization priorities would be valued
  • What you get?
  • Work closely with the director
  • Best in class salary with sizeable stock options
  • Opportunity to explore and learn different technologies
  • No departmental barriers hence a lot of exposure
  • An open environment where we celebrate our successes and failures
  • Hands on experience and freedom to explore new things for the betterment of the
  • organisation
  • Fun location in the heart of Fort's street food vendors, Kala Ghoda's cafes and restaurants
  • Apply

    Head of Tech/CTO - Mumbai

    Requirements
  • Credit Fair is looking for a CTO who is deeply passionate about fintech and believes in our mission of enabling financial inclusion for half a billion underserved Indians to move up the credit ladder. We're a responsible lending platform, backed by Village Capital, enabling access to new to credit and near prime customers by providing the Right Amount of credit, at the Right Cost (No Cost and Easy EMIs) and the Right Time i.e. at the point of sale for important life purchases such as healthcare, education, home renovation, rooftop solar and e-bikes.
  • Our B2B2C origination model has proven and attractive unit economics and as a RBI approved NBFC we have the freedom to deploy our own algorithms to ensure highest approval rates and fastest Turnaround Time on loans.
  • Our full stack lending model will require the CTO to be responsible for building and managing multiple cutting edge systems and infrastructure such as :
  • Design a robust API architecture to facilitate deep integrations with merchant partners and ensure we're a leader in embedded finance
  • Optimize ML based dynamic credit limit scoring and risk scorecards that help us limit our NPAs
  • Improve our rule engines to ensure 80% auto decisioning
  • Enforce highest levels of cybersecurity given our access to sensitive financial and healthcare data
  • Build intuitive consumer, merchant facing and CRM products with gamification to ensure Credit Fair is the most productive lender in the industry
  • What we expect from you?
  • Proven track record of building large-scale and highly reliable cloud based applications. (e.g., Amazon AWS, Google App Engine, Hadoop, Microsoft Azure)
  • Built AI driven or fintech products
  • Prior experience of defining and building the system architecture suitable for AI and big data
  • Delivered systems with best in class security protocols and adhered to regulatory requirements in terms of cybersecurity
  • Knowledge of robust API designing & Monitoring
  • Experience with picking and applying good software practices like test driven development (TDD), continuous integration and continuous delivery.
  • Strong communication skills with the ability to build strong relationships
  • Managed a team of 15+ including DevOps
  • Knowledge of Laravel, React and Python is preferable
  • What you get?
  • Unique opportunity to improve financial well being of millions of Indians using AI, ML and best in class UX
  • Open environment where we celebrate our successes and failures
  • Work closely with the Founder and own a good chunk of the equity in addition to a competitive fixed salary
  • Fun location in the heart of Forts street food vendors, Kala Ghoda cafes and restaurants
  • Apply

    Business Development Intern - Fort, Mumbai

    Requirements
  • Any graduate or undergraduate can apply
  • Freshers are welcome
  • Candidate must have laptop or desktop
  • Good communication skills required
  • What we expect from you?
  • Business development by tying up with more merchants.
  • Planning and implementing strategies to attract Merchant and customers.
  • Track the progress of weekly, monthly, quarterly and annual objectives.
  • Contributes to team effort by accomplishing related results as needed
  • Communicate with clients and evaluate their needs
  • What you get?
  • Opportunity for Full time internship
  • Flexible working hours
  • Internship can convert to full time Employee
  • Apply

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