Credit Fair

Job Openings

Life at Credit Fair

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Our Values

Credit Fair welcomes individuals who are interested in opportunities to work with us. These are some of the values we appreciate and have imbibed from each other in the work place.

Ownership

We’re constantly on the lookout for people who can take on ownership of tasks from the beginning to the end, irrespective of limited resources. People who want to truly offer services that delight customers and maximise convenience.

Optimism

Optimists who believe in the goodness of people and India’s growth potential, while being willing to take calculated risks and take independent decisions are also important for us.

Curiosity

Age is not a bar at our company, as long as you retain your curious nature and combine it with maturity, that help you deal with high pressure situations.

Education

We highly encourage them to know their field well, as they might have to educate the customers, merchants or even peers, at various stages.

Transparent

We would like members of our team to be completely transparent with their ideas, achievements, mistakes and personal goals as they work under our motto of fair finance.

Go-getters

People who are sensitive to the needs of the customers, aren’t afraid to voice their opinions, ensure risks are avoided and display the ability to seize opportunities are always appreciated at the company.

If you think you’re got these qualities, and are a perfect fit within our team, we look forward to your application!

Job Openings

Head of Credit - Mumbai

Requirements
  • Proven work experience of 6 -12 years as a Credit Head/Manager/Analyst from an NBFC/Bank/Fintech
  • Excellent Analytical skills
  • Bachelor’s degree in Commerce, Business Administration, Finance or similar field
  • Knowledge of SQL & Power BI will be added advantage
  • Deep understanding of industry/function and associated processes, data and systems
  • A self-starter, love learning and are constantly working to keep your skills up to date
  • Good communication skills.
  • Good interpersonal skills.
  • Detail orientated.
  • Ability to deal with stressful situations.
  • What we expect from you?
  • Collaborating with both the operations and business development teams to ensure applications are completed in a timely manner
  • Ability to identify and make recommendations for approval policy exceptions.
  • Partnering with credit and operations teams to troubleshoot and optimize application and credit processes through automation.
  • Analysing borrower data and trends while bringing a continuous improvement mind-set to deliver a better experience and scale our operations
  • Evaluating the creditworthiness of potential customers.
  • Ensuring all loans and lending procedures comply with regulations.
  • Analysing and mitigating risks on new as well as existing customers.
  • Monitor Delinquency and NPA to budgeted levels
  • Support development of Credit Scorecards, Risk Models & auto-approval mechanisms
  • Monitor & analyse the output/results Credit Scorecards, Risk Models & Auto-Approval Rule engine
  • Work closely with Tech Team for development of new features/systems
  • Reviewing and updating the company’s credit policy
  • Minimal rework/errors as part of underwriting quality
  • Maintaining TAT as per guidelines
  • Handling & Monitoring the Performance of the Credit Team
  • Prepare CAM Reports
  • What you get?
  • Open environment where we celebrate our successes and failures
  • Attractive ESOPs along with a competitive salary
  • Fun location in the heart of Fort's street food vendors, Kala Ghoda's cafes and restaurants
  • Apply

    Backend Developer - Mumbai

    Requirements
  • Strong proficiency in PHP, MySql, HTML, CSS, GIT, PHP Framework like Laravel,
  • Node.js
  • Have a good knowledge of OOPs
  • Ability to understand business requirements and translate them into technical requirements
  • Familiarity with code versioning tools like GIT
  • Ability to write clean, commented and maintainable code. Having a basic understanding of usability and UX
  • Candidates with a strong interest in Consumer finance would be preferred
  • Strong Knowledge of Finance & Tally APIs
  • Candidate with at least 2-6 years.
  • What we expect from you?
  • Customer centricity : We believe an ability to empathize with merchants and customers
  • will help us outperform the competition and motivate us to innovate.
  • The developer should be able to prioritize the roadmap based on customer needs.
  • Outcome and data-oriented : The developer should have the ability to define the economic rationale for every major effort and translate it into metrics.
  • There should be an obsession with data for business iterations and improvements.
  • Hands-on & Willingness to go above and beyond: For start-ups the responsibilities and
  • needs of the business change quickly.
  • We're looking for a developer who is not afraid to take on new challenges and can deal with ambiguity.
  • Ability to work with cross-functional teams : The developer must be able to manage cross - functional teams - customer care, product, merchants, compliance & finance teams.
  • Having the experience of managing healthy conflicts and driving people towards customer goals and organization priorities would be valued
  • What you get?
  • Work closely with the director
  • Best in class salary with sizeable stock options
  • Opportunity to explore and learn different technologies
  • No departmental barriers hence a lot of exposure
  • An open environment where we celebrate our successes and failures
  • Hands on experience and freedom to explore new things for the betterment of the
  • organisation
  • Fun location in the heart of Fort's street food vendors, Kala Ghoda's cafes and restaurants
  • Apply

    Frontend Developer - Mumbai

    Requirements
  • Candidate Must have relevant experience of 1 - 2 years
  • In Depth Knowledge of React, Reactnative, Javascript, Redux, Hooks, ECMAscript (ES6, ES7, etc.), ios, and Android Build System.
  • Experience Working with Backend Web Services (like REST etc), and knowledge of databases
  • Experience of integrating Device API's Like Image / Video Capture, Geolocation,, Asyncstorage, Permissions, Vector graphics (Svg) etc.
  • What we expect from you?
  • Experience of integrating libraries like Firebase, React Navigation, Social Logins (Facebook, Google etc), Push Notifications, Deep Linking etc
  • Knowledge of Programming Paradigms Like OOPS, Functional etc
  • Knowledge Agile Development methodologies
  • What you get?
  • Open environment where we celebrate our successes and failures
  • A sizeable piece of the equity along with a base salary
  • Fun location in the heart of Fort's street food vendors, Kala Ghoda cafes and restaurants
  • Apply

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