Credit Fair

JOB OPENINGS

Life at Credit Fair

Our Values

Credit Fair welcomes individuals who are interested in opportunities to work with us. These are some of the values we appreciate and have imbibed from each other in the work place.

Ownership

We’re constantly on the lookout for people who can take on ownership of tasks from the beginning to the end, irrespective of limited resources. People who want to truly offer services that delight customers and maximise convenience.

Optimism

Optimists who believe in the goodness of people and India’s growth potential, while being willing to take calculated risks and take independent decisions are also important for us.

Curiosity

Age is not a bar at our company, as long as you retain your curious nature and combine it with maturity, that help you deal with high pressure situations.

Education

We highly encourage them to know their field well, as they might have to educate the customers, merchants or even peers, at various stages.

Transparent

We would like members of our team to be completely transparent with their ideas, achievements, mistakes and personal goals as they work under our motto of fair finance.

Go-getters

People who are sensitive to the needs of the customers, aren’t afraid to voice their opinions, ensure risks are avoided and display the ability to seize opportunities are always appreciated at the company.

If you think you’re got these qualities, and are a perfect fit within our team, we look forward to your application!

Job Openings

Collection Executive - Mumbai

Requirements
  • Should have Excellent Communication Skills and Convincing Power.
  • Fluent in English, Hindi.
  • Additional language like Tamil, Kannada, Malayalam and Telugu, will be an
  • advantage
  • Good at Computers.
  • Hands-on experience in MS Excel & PowerPoint.
  • Coordinate with a collection agency and achieve Monthly targets.
  • Will be responsible to handle a field collection team & agency through the team.
  • What we expect from you?
  • The strong follow-ups with customers, Merchant & sales team & Agency for
  • execution.
  • Quick action/ Reply on mails & WhatsApp.
  • Responsible to send allocation monthly to agencies and field team.
  • Capable of working efficiently in a fast pace environment and under pressure
  • Ability to work effectively as a team member and independently
  • Take ownership of High-Value accounts to ensure seamless collection.
  • Manage nach operations.
  • What you get?
  • Work closely with the manager
  • Best in class salary and incentives
  • No departmental barriers
  • An open environment where we celebrate our successes and failures
  • Hands on experience and training to explore new things for your personal development
  • Apply

    Junior Credit Associate - Mumbai

    Requirements
  • Proven work experience of 1-3 as a Credit Underwriter/Manager from an NBFC/Bank
  • Bachelor’s degree in Commerce, Business Administration, Finance or similar field.
  • Good understanding of lending procedures.
  • Excellent analytical skills.
  • Good communication skills.
  • Good interpersonal skills.
  • Detail orientated.
  • Ability to deal with stressful situations.
  • What we expect from you?
  • You will be responsible for processing loan applications based on established eligibility and underwriting guidelines.
  • Your high attention to detail and commitment to our mission will help make sure each applicant gets full and proper consideration through our loan application process.
  • Collaborating with both the operations and business development teams to ensure applications are completed in a timely manner
  • Ability to identify and make recommendations for approval policy exceptions.
  • Analysing borrower data and trends while bringing a continuous improvement mind-set to deliver a better experience and scale our operations
  • Evaluating the creditworthiness of potential customers.
  • Ensuring all loans and lending procedures comply with regulations.
  • Analysing and mitigating risks on new as well as existing customers.
  • Analyse Bank Statements, ITR & Other Income related documents
  • Personal discussions with customers to understand loan requirement, income stability, nature of business, current obligations, etc.
  • Maintain TAT
  • Prepare CAM Reports
  • What you get?
  • Open environment where we celebrate our successes and failures
  • Attractive ESOPs along with a competitive salary
  • Fun location in the heart of Fort's street food vendors, Kala Ghoda's cafes and restaurants
  • Apply

    Operation Executive - Mumbai

    Requirements
  • Candidate must have 2 - 3 yrs of experience
  • Handling process from log-in to disbursement
  • Strong follow-ups with customers, Merchant & sales team for execution.
  • Reaching existing merchants overcall to get their respective feedback
  • Solving Merchant and Customers basic problem
  • Mandatory: Candidate must know to multi south Language.
  • What we expect from you?
  • Customer centricity: We believe an ability to empathize with merchants and customers will help us outperform the competition and motivate us to innovate. The operations manager will be the eyes and ears for CreditFair.
  • Outcome oriented & data driven: The candidate should have the ability to define the economic rationale for every major effort and translate it into metrics. We value data driven decision making for business iterations and improvements.
  • Willingness to go above and beyond: For start-ups the responsibilities and needs of the business change quickly. We're looking for candidates who are willing to take on new challenges and can deal with ambiguity.
  • Ability to work with cross functional teams: Candidates must be able to influence cross functional teams - customer care, product, merchants, compliance & finance teams. Having the experience of managing healthy conflicts and driving people towards the customer goals and organization priorities would be valued.
  • What you get?
  • Open environment where we celebrate our successes and failures
  • Fun location in the heart of Fort's street food vendors, Kala Ghoda cafes and restaurants
  • Apply

    Quality Assurance Engineer - Mumbai

    Requirements
  • Good Understanding Software development life cycle and testing lifecycle
  • Good at testing Mobile, Web and API
  • Basics of performance and load testing
  • Experience in financial service would be preferred
  • Fearless - not afraid to suggest or back big ideas however disruptive they may be
  • Excellent knowledge in testing skills (design test plan and test strategy, writing test cases, executing test cases, opening bugs, verifying bugs)
  • Good level in SQL/database
  • Candidate with at least 2-3 years.
  • What we expect from you?
  • Customer centricity : We believe an ability to empathize with merchants and customers will help us outperform the competition and motivate us to innovate. The developer should be able to prioritize the roadmap based on customer needs.
  • Outcome and data-oriented : The developer should have the ability to define the economic rationale for every major effort and translate it into metrics. There should be an obsession with data for business iterations and improvements.
  • Hands-on & Willingness to go above and beyond: For start-ups the responsibilities and needs of the business change quickly. We're looking for a developer who is not afraid to take on new challenges and can deal with ambiguity.
  • Ability to work with cross-functional teams : The developer must be able to manage cross-functional teams - customer care, product, merchants, compliance & finance teams. Having the experience of managing healthy conflicts and driving people towards customer goals and organization priorities would be valued.
  • What you get?
  • Work closely with the director
  • Best in class salary with sizeable stock options
  • Opportunity to explore and learn different technologies
  • No departmental barriers hence a lot of exposure
  • An open environment where we celebrate our successes and failures
  • Hands on experience and freedom to explore new things for the betterment of the organization
  • Fun location in the heart of Fort street food vendors, Kala Ghoda cafes and restaurants
  • Apply

    Support Engineer - Mumbai

    Requirements
  • Candidate must have 1 to 2 years of work experience in PHP and should have delivered at least 2-3 projects.
  • Writing clean, well-designed code
  • Debugging code and fixing bugs
  • Ensuring code quality and security by following industry standards
  • Managing code repositories and deploying builds
  • Contributing to all phases of the development lifecycle
  • Build efficient, testable, and reusable PHP modules
  • Learning new technologies
  • What we expect from you?
  • PHP, Laravel, MySQL/ MariaDB, HTML5, CSS3, JavaScript, AJAX/ Fetch, jQuery, Web services and APIs
  • MVC framework, Design Patterns, Authentication, Eloquent, Providers, Middleware, Supervisor, Cron Jobs, Postman etc.
  • Experience of entire software development lifecycle
  • Versioning tools such as Git, Bit Bucket, and concepts like branching
  • DevOps: Knowledge of operating systems, hosting and deployment on cloud platforms like Amazon Web Services. will be added advantage
  • Versioning tools such as Git, Bit Bucket, and concepts like branching
  • DevOps: Knowledge of operating systems, hosting and deployment on cloud platforms like Amazon Web Services. will be added advantage
  • What you get?
  • Work closely with the IT Lead
  • Best in class salary with sizeable stock options
  • Opportunity to explore and learn different technologies
  • No departmental barriers hence a lot of exposure
  • An open environment where we celebrate our successes and failures
  • Hands on experience and freedom to explore new things for the betterment of the
  • organization
  • Fun location in the heart of Fort street food vendors, Kala Ghoda cafes and restaurants
  • Apply

    Sector Head - Education - Mumbai

    Requirements
  • Candidate must have 5 to 6 years experience in the relevant industry.
  • Good Team Handling Skills
  • Must have good Knowledge about Financial Services
  • Should be from the BFSI background
  • What we expect from you?
  • Should be able to develop a good rapport with existing Merchants and can contribute to developing new Merchants
  • Must have good communication and Documentation Skills
  • Well versed with Excel and Powerpoint.
  • Should be able to maintain relationships with existing Lenders and ensure appropriate service to the lenders.
  • What you get?
  • Work closely with the Business Head
  • Best in class salary with additional incentives
  • No departmental barriers hence a lot of exposure
  • An open environment where we celebrate our successes and failures
  • Hands on experience and freedom to explore new things for the betterment of the organization
  • Apply

    Compliance Manager - Mumbai

    Requirements
  • You will be responsible for processing loan disbursals based on established compliance guidelines.
  • Your high attention to detail and commitment to our mission will help make sure each applicant gets full and proper consideration through our loan disbursement process.
  • Collaborating with both the operations and sales teams to ensure applications are completed in a timely manner
  • Ability to identify and make recommendations for disbursement policy exceptions.
  • Analysing loan disbursement data and trends while bringing a continuous improvement mind-set to deliver a better experience and scale our operations
  • Ensuring all loans and lending procedures comply with regulations.
  • Maintain TAT 
  • Prepare Disbursement Reports
  • Verifies accuracy of loan applications and records loan: Compares original application against credit report.
  • Complete awareness about KYC norms.
  • Activities include obtaining all necessary documents to prepare a release for recordation for the customer is fully satisfied.
  • What we expect from you?
  • Proven work experience of 1 year as a compliance executive / Manager from an NBFC/Bank
  • Bachelor’s degree in Commerce, Business Administration, Finance or similar field.
  • Good understanding of banking / compliance procedures.
  • Excellent analytical skills.
  • Good communication skills.
  • Good interpersonal skills.
  • Detail orientated.
  • Ability to deal with stressful situations.
  • What you get?
  • Opportunity to explore and learn different technologies
  • An open environment where we celebrate our successes and failures
  • Hands on experience and freedom to explore new things for the betterment of the organisation
  • Fun location in the heart of Fort's street food vendors, Kala Ghodas cafes and restaurants
  • Apply

    Account Executive - Mumbai

    Requirements
  • Proven work should have 2 - 3 years of work experience in NBFC.
  • Manage and oversee the daily operations of the accounting department including month and end-year process, accounts payable/receivable, cash receipts, general ledger, payroll and utilities, treasury, budgeting, cash forecasting, revenue.
  • Person should be proficient with TDS and GST calculation and return filling, vendor clearance, GL Posting, and other general accounting should have the leadership quality and team management.
  • What we expect from you?
  • Preparing Invoices, Day to Day Accounting, Cash and Bank Book- Sound Knowledge of Tally and Advance Excel, Vlookup, Hlookup.
  • Understanding of GST and TDS- Bank reconciliation, managing Reports, MIS, etc.
  • Preparation & filing of TDS, GST Return, and finalization of accounts.
  • Handle day-to-day management activities of recruiting operations, including account Management, submissions, and ensuring delivery of requirements.
  • As a primary POC for the client, the Account Manager is responsible for the portfolio's overall health.
  • What you get?
  • Open environment where we celebrate our successes and failures.
  • Hands on experience and freedom to explore new things for the betterment of the organisation.
  • Fun location in the heart of Fort's street food vendors, Kala Ghodas cafes and restaurants.
  • Apply

    Head of Growth - Mumbai

    Requirements
  • 5+ years of work experience
  • Analytical mindset and problem solving comes naturally to you
  • A desire to understand consumer behavior and mindset
  • Understand and love technology. You see every problem from a technology lens
  • Comfortable working hands-on in a fast-paced start-up environment
  • Curious about metrics, execution processes and keeping an eye out for details
  • What we expect from you?
  • Utilize marketing intelligence to vet key segments and target
  • Collaborate, measure, and provide support for growth initiatives
  • Reshape the organization work in order to stay ahead of customer needs
  • Ensure all marketing activities comes through a specific value proposition
  • Listen and understand customer's pressure and critical business issues to develop burning platforms
  • Develop account and opportunity plans to coordinate the team to grow sales to advance and deliver results
  • Oversee the on-boarding of new business
  • Coordinates and directs strategic resource team
  • Set and manage budget for sales growth and new business development
  • Develop best practices utilizing Sales Excellence methodology
  • Assist with ongoing training for strategic growth resource teams
  • Stay appropriately networked to stay aware of industry and market trends
  • Design and implement metrics to monitor the success of processes, and refine the process flow based on actual on-ground feedback
  • Work closely with the Tech and Product team to solve problems at the ground level using technology.
  • Build and grow best-in-class partner network across services
  • Create systems to evaluate and improve partner performance
  • What you get?
  • An open environment where we celebrate our successes and failures.
  • Hands on experience and freedom to explore new things for the betterment of the organization.
  • Fun location in the heart of Fort's street food vendors, Kala Ghoda's cafes and restaurants.
  • Apply

    Technical Content Developer - Mumbai

    Requirements
  • Coordinate the approval process for the technical documentation. Organize reviews and ensures documentation meets auditors requirements.
  • Knowledge in Agile framework, JIRA, and Confluence would be helpful.
  • Develop HTML based help.
  • Prepare, review, revise, and maintain technical documents, including software and systems engineering, system operations, testing, and user documentation.
  • Gather and analyze technical and product information from various sources to document new or changing product functionality.
  • Write, format, edit, review, and proof procedural and technical information for technical and nontechnical users.
  • Assist in planning, scheduling, and tracking documentation work to meet product release dates.
  • Maintain a library of application documentation, cataloging it for internal andor external use.
  • What we expect from you?
  • Strong competence in technical English
  • Strong knowledge in MS Word, Excel, and PowerPoint
  • What you get?
  • Open environment where we celebrate our successes and failures.
  • Hands on experience and freedom to explore new things for the betterment of the organization.
  • Fun location in the heart of Fort's street food vendors, Kala Ghodas cafes and restaurants.
  • Apply

    Lenders-Relationship Manager - Mumbai

    Requirements
  • High levels of self-drive/motivation.
  • Minimum education – graduation (Preferable MBA in finance /marketing).
  • Strong communication skills in English & Hindi.
  • Savvy with technology i.e., mobile and computers. Knowledge of MS
  • office (excel, word) would be a positive.
  • Minimum 1 years of operation experience in BFSI.
  • What we expect from you?
  • Working as a relationship manager for our co-lenders.
  • Co-ordinate with different departments and lenders.
  • Maintaining MIS for different lender.
  • Co-ordinating Pay-out calculators of different lenders with accounts.
  • Resolve day-to-day queries.
  • What you get?
  • Open environment where we celebrate our successes and failures.
  • Fun location in the heart of Fort's street food vendors, Kala Ghoda's cafes and restaurants.
  • Accident Insurance.
  • Mediclaim.
  • Apply

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