Life At Credit Fair

We are looking for a Python Developer to join our engineering team and help us develop and maintain software products. Python Developer responsibilities include writing and testing code, debugging programs and integrating applications with third-party web services. To be successful in this role, you should have experience using server-side logic and work well in a team. Ultimately, you’ll build highly responsive web applications that align with our business needs.

Roles & Responsibilities

Write effective, scalable code.

Develop back-end components to improve responsiveness and overall performance.

Integrate user-facing elements into applications.

Test and debug programs

Improve functionality of existing systems

Implement security and data protection solutions.

Assess and prioritize feature requests.

Coordinate with internal teams to understand user requirements and provide technical solutions.

Develop cohesive working relationships with stakeholders.

Requirement & Skills

Hands on programming experience of 3-5 years in Python

Should have working experience in PHP 8 and/or Laravel and should have worked on at least 1 PHP application at professional level.

Strong analytical and logical skills

Good understanding of REST APIs, microservices, JSON processing.

Strong understanding of OOPS concepts, SOLID principles

Should be working on currently Python 3.6 or higher

Hands on experience with Flask or FastAPI

Hands on experience with Pandas and similar data frameworks

Should have a good understanding of advanced python features and functional programming features.

Self-driven and fast learner.

Strong verbal & written communication skills and confidence to interact with business users including senior leaders.

Should be open to work with new technologies and languages like Golang, React, Angular, Flutter etc when required.

Hands on experience in GIT

Agile/scrum environment experience

Hands on experience in Linux environment

Good SQL querying skills

Apply

We are looking for a head of engineering to lead our Tech department and help us build great product. You’ll manage our infrastructure and ensure all internal systems operate securely and effectively. To be successful in this role, you should be confident managing our teams while, at the same time, setting goals, budgets and timelines for various projects. We also expect you to be in charge of our integrations with external partners and oversee all software development plans from ideation to execution. Ultimately, you’ll make sure we use innovative technologies that maximize our productivity and help our company grow.

Roles & Responsibilities

This position requires you to lead and manage the whole engineering team.

Manage your OKRs, contribute to product strategy and help develop your team.

Create clear career paths for team members and help them grow with regular & deep mentoring.

You work closely with the Product Management, Business Development, and Operations team and enable them by providing scalable and high-quality technology solutions at a rapid pace.

Architect & design technically robust, flexible, and scalable solutions.

Lead multiple modules, third party integrations and business partners integration.

Taking architectural decisions, defining high level and low level design.

Track record of bringing in and growing engineering talent and more to be shared via email

Requirement & Skills

Has at least 8+ years of programming & architecting background

Has worked on at least one of these technologies: python, php.

Go & Java experience is good to have

Has worked on at least 1 non-sql database

Has worked on AWS for at least 2-3 years independently.

Has experience of reporting to Senior Management/external stakeholders (investors, business partners) on projects and product process

Has experience of working in at least 1 enterprise grade Financial Product/Project at a lead or higher role.

Apply

We’re looking for a results-driven Sales Representative with excellent interpersonal skills to actively seek out and engage customer prospects.

Roles & Responsibilities

Business development in your locality

Coordinate daily with customer for service operations

Contributes to team effort by accomplishing related results as needed

Strong Communication Skills and must be fluent in their respective Regional Language

Requirement & Skills

Candidate with at least 1- 2 years of sales experience

Strong interest in the Home decor, elective healthcare (i.e. treatments not covered by insurance) and education industries

Ability to work with cross functional teams

Familiarity with financial and customer service principles

Apply

We are looking for a thorough Credit Underwriter to determine potential customer’s risk factors. The successful candidate must be able to set up rules which will result in securing an average proportion of good risks.

Roles & Responsibilities

You will be responsible for processing loan applications based on established eligibility and underwriting guidelines.

Your high attention to detail and commitment to our mission will help make sure each applicant gets full and proper consideration through our loan application process.

Collaborating with both the operations and business development teams to ensure applications are completed in a timely manner.

Ability to identify and make recommendations for approval policy exceptions.

Analysing borrower data and trends while bringing a continuous improvement mind-set to deliver a better experience and scale our operations.

Evaluating the creditworthiness of potential customers.

Ensuring all loans and lending procedures comply with regulations.

Analysing and mitigating risks on new as well as existing customers.

Analyse Bank Statements, Financials, ITR & Other Income related documents

Personal discussions with customers to understand loan requirements, income stability, nature of business, current obligations, etc.

Maintain TAT

Prepare CAM Reports

Verifies accuracy of loan applications and records loan: Compares original application against credit report.

Complete awareness about KYC norms.

Activities include obtaining all necessary documents to prepare a release for recordation for the customer is fully satisfied.

Requirement & Skills

Proven work experience of 1-3 as a Credit Underwriter/Manager from an NBFC/Bank

Bachelor’s degree in Commerce, Business Administration, Finance or similar field.

Good understanding of lending procedures.

Excellent analytical skills.

Good communication skills.

Good interpersonal skills.

Detail orientated.

Ability to deal with stressful situations.

Apply

We’re looking for a results-driven Business Development Representative with excellent interpersonal skills to actively seek out and engage customer prospects.

Roles & Responsibilities

Primary responsibility will be to identify, develop and execute strategic and referral relationships with existing and potential Healthcare merchants that will contribute to the company's growth.

Serve as a key member supporting the company's strategic partnership direction.

Identify new business opportunities possible with technology investment, challenge the status quo, and drive data / digital disruption

These partnerships must drive revenue and create a preference for the company within the partner and the partner's staff

Manage complex contract negotiations and work with legal counsel as required.

Drive the partner onboarding and integration process in collaboration with departments across the company

Network with internal and external subject-matter experts, identify M&A targets within key focus areas, and make recommendations

Continually analyze the market opportunities, including competitive landscape, industry trends, emerging technologies, and economic factors

Optimize the company's use of resources to achieve profitability

Manage executive stakeholder communication and progress reporting

Lead partnership development activities with input from cross-functional teams (including, but not limited to, Product Management, Technology, Sales, Finance and Operations departments)

Requirement & Skills

2+ years of experience within the Healthcare/NBFC industry

Understanding of Partnerships Ecosystem and Channels from an SME and B2B Perspective

An open, intuitive, and curious mind to learn, unlearn and experiment.

Experience in the digital lending market is a plus

Strong business acumen and ability to think strategically

Strong written and verbal communication skills

Ability to work independently, making key decisions with minimal direct oversight

Willingness to define and execute the strategic and tactical tasks required for success

Ability to work under tight deadlines

Apply

We are looking for a qualified Digital media specialist to join our team. You will lead our marketing efforts using new media and digital tools. If you know how to creatively handle various online marketing tools, like websites, podcasts and blogs, this position is for you. You will work with different teams to coordinate our marketing, advertising and promotional activities.

Roles & Responsibilities

Identify trends and insights on all Digital platforms (Google, Social Media etc)

Allocate marketing investments

Plan and direct marketing campaigns (Google Ads, Social Media, Youtube etc)

Plan and execute all digital marketing, including SEO/SEM

Manage company website and maintain it, keeping best practices in mind

Optimize content for the website and social media platforms

Work with various content formats such as blogs and videos

Track website traffic flow

Provide internal reports on regular basis

Execute new and creative collaborations among technologies and platforms

Requirement & Skills

4 - 7 years of experience in successfully managing marketing campaigns

Strategic thinker with great analytical skills

Outstanding communication, presentation, and leadership skills

Hands-on experience in handling marketing budgets and forecasting/reporting results

In-depth knowledge of the various paid marketing channels and technologies, including paid search, retargeting, social network advertising (Facebook, Twitter, LinkedIn, Pinterest, and more), and content distribution and placement networks

Apply

The Product Manager will be responsible to plan and deliver product features and functions to meet prioritized objectives for the benefits of business. To be successful in this role, the candidate should have previous experience in end-to-end product development. The candidate will work with stakeholders from across multiple Credit Fair lines of businesses and functions to manage the product roadmap and align it to business needs. The main responsibilities include gathering product requirements, prioritizing feature implementations, and improving overall user experience. Ultimately, the candidate will work with internal teams to build products that fill gaps in market and increase customer & amp; merchant satisfaction.

Roles & Responsibilities

Gather and communicate requirements to ensure development team understand problem

statements so they can propose solutions

Collaborate with development team to understand and present demand requirements for

delivering functional solutions

Demonstrate the value of demand items and be able to prioritize effectively

Prepare and own backlogs

Suggest product enhancements to improve user experience

Conduct research to identify customer needs and market gaps

Create support and training documents for internal and external users

Develop cohesive working relationships with stakeholders

Requirement & Skills

Good domain knowledge of Financial Products and Services. Knowledge of Credit Underwriting, Collections, lending process & RBI regulatory.

Strong experience in managing user experience, design thinking and user acceptance testing, both in an Agile and Waterfall delivery environment

Extensive hands-on experience in planning, testing, and defect tracking skills including using a variety of tools such as JIRA, Trello, Confluence, etc

Demonstrate problem-solving and decision-making skills

Outstanding knowledge of technology and digital product management

Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements

Ability to work unsupervised and adjust priorities quickly as circumstances dictate

Outstanding interpersonal and communication skills with a proven ability to communicate effectively and confidently at all levels

Apply

We are looking for an HR Lead to oversee all aspects of human resources practices and processes.

Roles & Responsibilities

Develop and implement HR strategies and initiatives aligned with the overall business

strategy

Bridge management and employee relations by addressing demands, grievances or other issues

Manage the recruitment and selection process

Support current and future business needs through the development, engagement,

motivation and preservation of human capital

Develop and monitor overall HR strategies, systems, tactics and procedures across the

organization

Nurture a positive working environment

Oversee and manage a performance appraisal system that drives high performance

Maintain pay plan and benefits program

Assess training needs to apply and monitor training programs

Report to management and provide decision support through HR metrics

Ensure legal compliance throughout human resource management

Requirement & Skills

People oriented and results driven

Demonstrable experience with Human Resources metrics

Knowledge of HR systems and databases

Ability to architect strategy along with leadership skills

Excellent active listening, negotiation and presentation skills

Competence to build and effectively manage interpersonal relationships at all levels of the company

In-depth knowledge of labor law and HR best practices

Apply

The Associate Product Manager will be responsible for supporting the Product Manager, to plan and deliver product features and functions to meet prioritized objectives for the benefits of business. To be successful in this role, the candidate should have previous experience in end-to-end product development. The candidate will work with stakeholders from across multiple Credit Fair lines of businesses and functions to manage the product roadmap and align it to business needs. The main responsibilities include gathering product requirements, prioritizing feature implementations, and improving overall user experience. Ultimately, the candidate will work with internal teams to build products that fill gaps in market and increase customer & merchant satisfaction.

Roles & Responsibilities

Gather and communicate requirements to ensure development team understand problem statements so they can propose solutions

Collaborate with development team to understand and present demand requirements for delivering functional solutions

Demonstrate the value of demand items and be able to prioritize effectively

Prepare and own backlogs

Suggest product enhancements to improve user experience

Conduct research to identify customer needs and market gaps

Create support and training documents for internal and external users

Develop cohesive working relationships with stakeholders

Requirement & Skills

Good domain knowledge of Financial Products and Services. Knowledge of Credit Underwriting, Collections, Operations & Customer Service will be added benefit

Strong experience in managing user experience, design thinking and user acceptance testing, both in an Agile and Waterfall delivery environment

Extensive hands-on experience in planning, testing, and defect tracking skills including using a variety of tools such as JIRA, Trello, Confluence, etc.

Demonstrate problem-solving and decision-making skills

Outstanding knowledge of technology and digital product management

Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements

Apply

We’re looking for a results-driven Business Development Representative with excellent interpersonal skills to actively seek out and engage customer prospects.

Roles & Responsibilities

Primary responsibility will be to identify, develop and execute strategic and referral

relationships with existing and potential Fintechs that will contribute to the company & growth.

Serve as a key member supporting the company's strategic partnership

direction.

Identify new business opportunities possible with technology investment, challenge the status quo, and drive data / digital disruption.

These partnerships must drive revenue and create a preference for the company within the partner and the partner & staff

Manage complex contract negotiations and work with legal counsel as required.

Drive the partner onboarding and integration process in collaboration with

departments across the company.

Network with internal and external subject-matter experts, identify & targets within key focus areas, and make recommendations.

Continually analyze the market opportunities, including competitive landscape, industry trends, emerging technologies, and economic factors.

Optimize the company's use of resources to achieve profitability.

Manage executive stakeholder communication and progress reporting.

Lead partnership development activities with input from cross-functional

teams (including, but not limited to, Product Management, Technology, Sales, Finance and Operations departments)

Requirement & Skills

2+ years of experience within the FinTech/ Lending industry.

Understanding of Partnerships Ecosystem and Channels from an SME and

B2B Perspective.

An open, intuitive, and curious mind to learn, unlearn and experiment.

Experience in the digital lending market is a plus.

Strong business acumen and ability to think strategically.

Strong written and verbal communication skills.

Ability to work independently, making key decisions with minimal direct

oversight.

Willingness to define and execute the strategic and tactical tasks required

for success.

Ability to work under tight deadlines.

Apply

We are looking for a Dialler Analyst in collection dept who are having experience of over 3+ years, The candidate will have a strong personality and experience managing call centre technology and in workforce management, the ability to think outside the box is crucial. Must be a team player with strong interpersonal skills. The objective of this position is to develop and optimize staffing resources to achieve the collection target.

Roles & Responsibilities

Perform daily uploads, downloads, and importing.

Ensure and document outbound dialler activity.

Analyse dialler-output data to identify potential problems and issues.

Run payment report regularly.

Create and update dialling campaigns filter, list strategies, and reports.

Monitor and adjust the performance of the dialler systems.

Complete other duties assigned.

Responsible for all aspects of the call centre technology platform including conversational IVR, cloud-based contact centre solutions, workforce management, and outbound dialling/campaign management.

Phones and IVR must be fully operational.

Partner with business leaders to develop new functionality to improve the borrower and agent experience.

Responsible for team member schedules to endure all intervals during business hours are staffed to support expected call volumes.

Develop and manage strategy to run outbound campaigns, ensuring the saturation and penetration targets are achieved.

Collaborate with internal and external partners to maximize the achievement of business goals.

Lead and mentor team members in building out the Analytics function completing required training and certifications.

Monitoring of agent activities.

Requirement & Skills

Excellent communication skill verbal and written.

Candidate should be Under Graduate/ Graduate from recognised institute.

Must have 1+ years’ experience telephony platform in a call centre environment Knowledge and experience in using a dialler system, IVR application.

Intermediate-advanced proficiency level in excel.

Basic statistics knowledge.

Capable of working efficiently in a fast pace environment and under pressure.

Should be team oriented.

Apply

We’re looking for a results-driven Business Development Representative with excellent interpersonal skills to actively seek out and engage customer prospects.

Roles & Responsibilities

Primary responsibility will be to identify, develop and execute strategic and referral relationships with existing and potential Merchants that will contribute to the company's growth.

Serve as a key member supporting the company's merchant partnership direction.

Identify new business opportunities possible with technology investment, challenge the status quo, and drive data / digital disruption

These partnerships must drive revenue and create a preference for the company within the partner and the partner's staff

Manage complex contract negotiations and work with legal counsel as required.

Drive the partner onboarding and integration process in collaboration with departments across the company

Network with internal and external subject-matter experts, identify M&A targets within key focus areas, and make recommendations

Continually analyze the market opportunities, including competitive landscape, industry trends, emerging technologies, and economic factors

Optimize the company's use of resources to achieve profitability

Manage executive stakeholder communication and progress reporting

Lead partnership development activities with input from cross-functional teams (including, but not limited to, Product Management, Technology, Sales, Finance, and Operations departments)

Requirement & Skills

2+ years of experience within the FinTech/ Lending/ Home Decor industry

Understanding of Partnerships Ecosystem and Home Decor segment

An open, intuitive, and curious mind to learn, unlearn and experiment.

Experience in the digital lending market is a plus

Strong business acumen and ability to think strategically

Strong written and verbal communication skills

Ability to work independently, making key decisions with minimal direct oversight

Willingness to define and execute the strategic and tactical tasks required for success

Ability to work under tight deadlines

Apply

We are looking for a Relationship Manager to join our lending team and help to process customer loan applications and fund raise debt from Private and Public sector Banks.

Roles & Responsibilities

Executing end to end transactions for Co lending or Term loans from Banks & NBFC

Document preparation and submission as per Bank or NBFC for Colending or Debt raise proposals.

Prepare Information memorandum & CMA / projections for submission to banks / NBFC

Meeting with the Bank or NBFC to get new business and implementing new policy, product and API’s.

Maintaining relationship with Banks or NBFC.

Requirement & Skills

2-3 years of experience in Fintech/MSME/SME/Debt raise/DSA.

Strong understanding of financial documents & analysis

Strong excel skills.

Apply