Credit Fair

JOB OPENINGS

Life at Credit Fair

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Our Values

Credit Fair welcomes individuals who are interested in opportunities to work with us. These are some of the values we appreciate and have imbibed from each other in the work place.

Ownership

We’re constantly on the lookout for people who can take on ownership of tasks from the beginning to the end, irrespective of limited resources. People who want to truly offer services that delight customers and maximise convenience.

Optimism

Optimists who believe in the goodness of people and India’s growth potential, while being willing to take calculated risks and take independent decisions are also important for us.

Curiosity

Age is not a bar at our company, as long as you retain your curious nature and combine it with maturity, that help you deal with high pressure situations.

Education

We highly encourage them to know their field well, as they might have to educate the customers, merchants or even peers, at various stages.

Transparent

We would like members of our team to be completely transparent with their ideas, achievements, mistakes and personal goals as they work under our motto of fair finance.

Go-getters

People who are sensitive to the needs of the customers, aren’t afraid to voice their opinions, ensure risks are avoided and display the ability to seize opportunities are always appreciated at the company.

If you think you’re got these qualities, and are a perfect fit within our team, we look forward to your application!

Job Openings

Assistant Sales Manager - Delhi

Requirements
  • Candidate with at least 2-5 years of bd/sales experience
  • Strong interest in the Home decor, elective healthcare (i.e. treatments not covered by insurance) and education industries
  • Ability to work with cross functional teams
  • Familiarity with financial and customer service principles
  • Candidate must have completed 12th
  • What we expect from you?
  • Business development in your locality
  • Coordinate daily with customer for service operations
  • Contributes to team effort by accomplishing related results as needed
  • Strong Communication Skills and must be fluent in their respective Regional Language
  • What you get?
  • Work closely with the director
  • Best in class salary with sizeable stock options
  • No departmental barriers hence a lot of exposure
  • An open environment where we celebrate our successes and failures
  • Hands on experience and freedom to explore new things for the betterment of the organisation
  • Apply

    City Head - Mumbai

    Requirements
  • Candidate with at least 2-4 years of bd/sales experience and minimum 2 years of managerial experience
  • Strong interest in the Home decor, elective healthcare (i.e. treatments not covered by insurance) and education industries
  • Ability to work with cross functional teams
  • Familiarity with financial and customer service principles
  • Candidate must be a graduate.
  • What we expect from you?
  • Interact with people and know their area of expertise
  • Communicating with locals to understand the business potential in the area
  • Ensure steady growth of the company by partnering with more merchants
  • Planning and implementing strategies to attract Merchant and customers
  • Co-ordinate daily with customer service operations
  • Communicate with clients and evaluate their needs
  • What you get?
  • Work closely with the Head of Sales
  • Best in class salary with additional incentives
  • No departmental barriers hence a lot of exposure
  • An open environment where we celebrate our successes and failures
  • Hands on experience and freedom to explore new things for the betterment of the organisation
  • Apply

    Business Development Executive - Mumbai

    Requirements
  • Business development by tying up with more merchants
  • Planning and implementing strategies to attract Merchant and customers
  • Track the progress of weekly, monthly, quarterly and annual objectives
  • Contributes to team effort by accomplishing related results as needed
  • Communicate with clients and evaluate their needs
  • What we expect from you?
  • Strong interest in Education, especially in professional education, school fees & coaching class/test prep segments
  • To increase our brand and product awareness among schools, institutes, universities, content providers, parents and students
  • Enhance the company's brand among investors / potential employees
  • Ability to work with cross functional teams
  • Familiarity with financial and customer service principles
  • What you get?
  • An open environment where we celebrate our successes and failures
  • A piece of the equity along with a competitive salary
  • Fun location in the heart of Fort's street food vendors, Kala Ghoda's Cafe and restaurants
  • Apply

    Business Development Manager - Mumbai

    Requirements
  • Strong interest in Education, especially in professional education, school fees & coaching class/test prep segments
  • To increase our brand and product awareness among schools, institutes, universities, content providers, parents and students
  • Enhance the company's brand among investors / potential employees
  • Ability to work with cross functional teams.
  • Familiarity with financial and customer service principles.
  • Candidate must have 3 - 5 years of experience
  • Preferred candidates from Fintech, NBFC, BFSI industry
  • What we expect from you?
  • Business development by tying up with more merchants.
  • Planning and implementing strategies to attract Merchant and customers.
  • Track the progress of weekly, monthly, quarterly and annual objectives.
  • Contributes to team effort by accomplishing related results as needed
  • Communicate with clients and evaluate their needs.
  • What you get?
  • Open environment where we celebrate our successes and failures
  • A piece of the equity along with a competitive salary
  • Fun location in the heart of Fort's street food vendors, Kala Ghoda's cafes and restaurants
  • Apply

    Backend Developer - Mumbai

    Requirements
  • Strong proficiency in PHP, MySql, HTML, CSS, GIT, PHP Framework like Laravel,
  • Node.js
  • Have a good knowledge of OOPs
  • Ability to understand business requirements and translate them into technical requirements
  • Familiarity with code versioning tools like GIT
  • Ability to write clean, commented and maintainable code. Having a basic understanding of usability and UX
  • Candidates with a strong interest in Consumer finance would be preferred
  • Strong Knowledge of Finance & Tally APIs
  • Candidate with at least 2-6 years.
  • What we expect from you?
  • Customer centricity : We believe an ability to empathize with merchants and customers
  • will help us outperform the competition and motivate us to innovate.
  • The developer should be able to prioritize the roadmap based on customer needs.
  • Outcome and data-oriented : The developer should have the ability to define the economic rationale for every major effort and translate it into metrics.
  • There should be an obsession with data for business iterations and improvements.
  • Hands-on & Willingness to go above and beyond: For start-ups the responsibilities and
  • needs of the business change quickly.
  • We're looking for a developer who is not afraid to take on new challenges and can deal with ambiguity.
  • Ability to work with cross-functional teams : The developer must be able to manage cross - functional teams - customer care, product, merchants, compliance & finance teams.
  • Having the experience of managing healthy conflicts and driving people towards customer goals and organization priorities would be valued
  • What you get?
  • Work closely with the director
  • Best in class salary with sizeable stock options
  • Opportunity to explore and learn different technologies
  • No departmental barriers hence a lot of exposure
  • An open environment where we celebrate our successes and failures
  • Hands on experience and freedom to explore new things for the betterment of the
  • organisation
  • Fun location in the heart of Fort's street food vendors, Kala Ghoda's cafes and restaurants
  • Apply

    Marketing Executive - Fort, Mumbai

    Requirements
  • Fresher can apply as a intern or candidate with 2 yrs experience in marketing
  • skill required plan execute, and optimize online marketing campaigns across social media platforms
  • What we expect from you?
  • Design, create and manage digital marketing campaigns (social media & email marketing)
  • Create videos & graphics
  • Provide creative ideas to design content for campaigns, select target audiences and understand consumer behavior.
  • Assist in planning and execution of online emails & SMS campaigns
  • What you get?
  • Flexible working hours
  • Open environment where we celebrate our successes and failures
  • Fun location in the heart of Forts street food vendors, Kala Ghoda cafes
  • Apply

    Junior Credit Associate - Mumbai

    Requirements
  • You will be responsible for processing loan applications based on established eligibility and underwriting guidelines.
  • Your high attention to detail and commitment to our mission will help make sure each applicant gets full and proper consideration through our loan application process.
  • Collaborating with both the operations and business development teams to ensure applications are completed in a timely manner
  • Ability to identify and make recommendations for approval policy exceptions.
  • Analysing borrower data and trends while bringing a continuous improvement mind-set to deliver a better experience and scale our operations
  • Evaluating the creditworthiness of potential customers.
  • Ensuring all loans and lending procedures comply with regulations.
  • Analysing and mitigating risks on new as well as existing customers.
  • Analyse Bank Statements, ITR & Other Income related documents
  • Personal discussions with customers to understand loan requirements, income stability, nature of business, current obligations, etc.
  • Maintain TAT
  • Prepare CAM Reports
  • Verifies accuracy of loan applications and records loan: Compares original application against credit report.
  • Complete awareness about KYC norms.
  • Activities include obtaining all necessary documents to prepare a release for recordation for the customer is fully satisfied.
  • What we expect from you?
  • Proven work experience of 1-3 as a Credit Underwriter/Manager from an NBFC/Bank
  • Bachelor’s degree in Commerce, Business Administration, Finance or similar field.
  • Good understanding of lending procedures.
  • Excellent analytical skills.
  • Good communication skills.
  • Good interpersonal skills.
  • Detail orientated.
  • Ability to deal with stressful situations.
  • What you get?
  • Work closely with the manager
  • Best in class salary and incentives
  • No departmental barriers
  • An open environment where we celebrate our successes and failures
  • Hands on experience and training to explore new things for your personal development
  • Apply

    Quality Assurance Engineer - Mumbai

    Requirements
  • Good Understanding Software development life cycle and testing lifecycle
  • Good at testing Mobile, Web and API
  • Basics of performance and load testing
  • Experience in financial service would be preferred
  • Fearless - not afraid to suggest or back big ideas however disruptive they may be
  • Excellent knowledge in testing skills (design test plan and test strategy, writing test cases, executing test cases, opening bugs, verifying bugs)
  • Good level in SQL/database
  • Candidate with at least 2-3 years.
  • What we expect from you?
  • Customer centricity : We believe an ability to empathize with merchants and customers will help us outperform the competition and motivate us to innovate. The developer should be able to prioritize the roadmap based on customer needs.
  • Outcome and data-oriented : The developer should have the ability to define the economic rationale for every major effort and translate it into metrics. There should be an obsession with data for business iterations and improvements.
  • Hands-on & Willingness to go above and beyond: For start-ups the responsibilities and needs of the business change quickly. We're looking for a developer who is not afraid to take on new challenges and can deal with ambiguity.
  • Ability to work with cross-functional teams : The developer must be able to manage cross-functional teams - customer care, product, merchants, compliance & finance teams. Having the experience of managing healthy conflicts and driving people towards customer goals and organization priorities would be valued.
  • What you get?
  • Work closely with the director
  • Best in class salary with sizeable stock options
  • Opportunity to explore and learn different technologies
  • No departmental barriers hence a lot of exposure
  • An open environment where we celebrate our successes and failures
  • Hands on experience and freedom to explore new things for the betterment of the organization
  • Fun location in the heart of Fort street food vendors, Kala Ghoda cafes and restaurants
  • Apply

    Support Engineer - Mumbai

    Requirements
  • Candidate must have 1 to 2 years of work experience in PHP and should have delivered at least 2-3 projects.
  • Writing clean, well-designed code
  • Debugging code and fixing bugs
  • Ensuring code quality and security by following industry standards
  • Managing code repositories and deploying builds
  • Contributing to all phases of the development lifecycle
  • Build efficient, testable, and reusable PHP modules
  • Learning new technologies
  • What we expect from you?
  • PHP, Laravel, MySQL/ MariaDB, HTML5, CSS3, JavaScript, AJAX/ Fetch, jQuery, Web services and APIs
  • MVC framework, Design Patterns, Authentication, Eloquent, Providers, Middleware, Supervisor, Cron Jobs, Postman etc.
  • Experience of entire software development lifecycle
  • Versioning tools such as Git, Bit Bucket, and concepts like branching
  • DevOps: Knowledge of operating systems, hosting and deployment on cloud platforms like Amazon Web Services. will be added advantage
  • Versioning tools such as Git, Bit Bucket, and concepts like branching
  • DevOps: Knowledge of operating systems, hosting and deployment on cloud platforms like Amazon Web Services. will be added advantage
  • What you get?
  • Work closely with the IT Lead
  • Best in class salary with sizeable stock options
  • Opportunity to explore and learn different technologies
  • No departmental barriers hence a lot of exposure
  • An open environment where we celebrate our successes and failures
  • Hands on experience and freedom to explore new things for the betterment of the
  • organization
  • Fun location in the heart of Fort street food vendors, Kala Ghoda cafes and restaurants
  • Apply

    IT Lead Engineer - Mumbai

    Requirements
  • This position requires you to lead and manage the whole engineering team.
  • Manage your OKRs, contribute to product strategy and help develop your team.
  • Create clear career paths for team members and help them grow with regular & deep mentoring.
  • You work closely with the Product Management, Business Development, and Operations team and enable them by providing scalable and high-quality technology solutions at a rapid pace.
  • Architect & design technically robust, flexible, and scalable solutions.
  • Lead multiple modules, third party integrations and business partners integration.
  • Taking the architectural decisions, defining high level and low level design.
  • Track record of bringing in and growing engineering talent and more to be shared via email.
  • What we expect from you?
  • Hands-on experience in advanced Python, PHP, Reactjs, React Native PWA, Javascript, AWS Cloud Services.
  • Deep understanding of technologies, high level design, low level design in a secure, scalable and available set-up.
  • Deep understanding & expertise with highly transactional, large relational, and complex systems.
  • Hands-on experience in system design, architecture or developing distributed systems.
  • Should be good in writing code keeping scalability, flexibility and monitoring at center.
  • Good understanding of source control tools GIT, Jira and Bitbucket, code reviews etc.
  • Preferable experience in Django and Laravel frameworks, but not limited to these only.
  • Experience in the development of robust and scalable Rest APIs and APIs testing tools such as postman etc.
  • Experience in micro service-based development would be a plus.
  • Experience in queuing systems such as rabbitMQ, Active MQ would be a plus.
  • Experience in AWS cloud services.
  • Experience and understanding of CI/CD pipeline.
  • Good analytical and communication skills.
  • Candidates from the fintech domain would be preferred (Payments/ Banking/ Wallets/ Insurance/ Financial Markets).
  • What you get?
  • Work closely with the director
  • Opportunity to explore and learn different technologies
  • No departmental barriers hence a lot of exposure
  • An open environment where we celebrate our successes and failures
  • Hands on experience and freedom to explore new things for the betterment of the organization
  • Fun location in the heart of Fort street food vendors, Kala Ghoda cafes and restaurants
  • Apply

    Data & MIS Analyst - Mumbai

    Requirements
  • 3 to 4 years experience in advance excel and reporting preferably from the BFSI sector.
  • Experience in data visualisation like Power bi or Google studio would be preferred.
  • Should have an understanding of excel formulas
  • Strong MS Office Skills
  • Good Communication Skills
  • What we expect from you?
  • Making MIS Report.
  • Prepare Daily, weekly, and monthly reports.
  • Receiving and downloading data from the system as per the needs and requirement of the organisation
  • Sharing of Data with Sales Advisors and other team members regularly to inform them of the monthly progress
  • What you get?
  • Open environment where we celebrate our successes and failures
  • A piece of the equity along with a competitive salary
  • Fun location in the heart of Forts street food vendors, Kala Ghodas cafes and restaurants
  • Apply

    Sector Head - Education - Mumbai

    Requirements
  • Candidate must have 5 to 6 years experience in the relevant industry.
  • Good Team Handling Skills
  • Must have good Knowledge about Financial Services
  • Should be from the BFSI background
  • What we expect from you?
  • Should be able to develop a good rapport with existing Merchants and can contribute to developing new Merchants
  • Must have good communication and Documentation Skills
  • Well versed with Excel and Powerpoint.
  • Should be able to maintain relationships with existing Lenders and ensure appropriate service to the lenders.
  • What you get?
  • Work closely with the Business Head
  • Best in class salary with additional incentives
  • No departmental barriers hence a lot of exposure
  • An open environment where we celebrate our successes and failures
  • Hands on experience and freedom to explore new things for the betterment of the organization
  • Apply

    Sector Head - Home Decor - Mumbai

    Requirements
  • Candidate must have 5 to 6 years experience in the relevant industry.
  • Good Team Handling Skills
  • Must have good Knowledge about Financial Services
  • Should be from the BFSI background
  • What we expect from you?
  • Should be able to develop a good rapport with existing Merchants and can contribute to developing new Merchants
  • Must have good communication and Documentation Skills
  • Well versed with Excel and Powerpoint.
  • Should be able to maintain relationships with existing Lenders and ensure appropriate service to the lenders.
  • What you get?
  • Work closely with the Business Head
  • Best in class salary with additional incentives
  • No departmental barriers hence a lot of exposure
  • An open environment where we celebrate our successes and failures
  • Hands on experience and freedom to explore new things for the betterment of the organization
  • Apply

    HR Lead - Mumbai

    Requirements
  • Managing the HR Team and guiding the HR team in resourcing the correct talent as per our needs and requirements.
  • Guide the HR team for employee retention and constantly monitor all HR Tasks and ensure its completion within a stipulated time frame.
  • What we expect from you?
  • Frame and help improve current HR policies and guide the HR team to implement new policies wherever necessary.
  • Promote employer Branding and help create a strong CF brand image amongst employee's inorder to acquire suitable talent.
  • What you get?
  • Work closely with the Director
  • Best in class salary with sizeable stock options
  • No departmental barriers hence a lot of exposure
  • An open environment where we celebrate our successes and failures
  • Hands on experience and freedom to explore new things for the betterment of the organisation
  • Apply

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