Personal Loan for Laptop

Personal Loan for Laptop


Most of us spend our entire day on the laptop, working on business pitches to presentations or even doing online courses. Not just this, a laptop can be a great tool to connect with loved ones or even play games and watch movies. In comparison to desktop, laptop is more convenient to use owing to its portability and ease of assembly. If you are a college student, a working professional or even a housewife, a laptop can make your life simple by providing you with a host of benefits. If you are on a lookout to buy a new laptop or update from an existing one, then Credit Fair can be the right platform to help you take care of the financial aspect. We at Credit Fair, understand how difficult it can be to buy a good laptop which is why we offer you consumer durable loans upto Rs. 1 lakh to help you get your hands on the laptop of your choice. To buy the laptop of your choice, all you need to do is download the Credit Fair mobile app, fill the application form, submit KYC documents and get your credit limit approved to bring the laptop home. 


What is a laptop loan?


Understanding the significance of owning a laptop in today’s digital times, we at Credit Fair offer you a durable consumer loan for buying a laptop of your choice. The loan amount is offered without any collateral at low interest EMIs that ensures you don’t have to pay any additional amount to buy the laptop. A laptop loan makes your life much easier by providing you instant access to cash without making you wait for months to save the money to buy one. With Credit Fair, the loan amount is transferred directly into your bank account, thus helping you purchase the laptop in an easy way. The loan availed can be easily repaid in monthly installments in flexible tenure ranging from 6 months-24 months.  


Features and Benefits of Laptop Loan


Utilize the funds for any purpose: Laptop loan can be purchased to buy the laptop or even computer of your choice. Be it buying a new laptop or replacing an existing one or even using the money for repairing the one, the funds can be used for any purpose to take care of any related expenses. 


Zero processing fees:  With Credit Fair, you get the benefit of zero processing fee that ensures you only have to pay the GST charges and not spend a single rupee more. 


Wide network of outlets: You can get the laptop from any outlet as we have partnered with over 600+ stores in India to provide you with the required finance. 


Clear and transparent process: The loan application and disbursal process with Credit Fair is transparent with no paperwork required. The application process is completely digital and helps you check your loan eligibility in just 2 minutes. 


Instant disbursal: On successful approval, the laptop loan amount is disbursed instantly, thus ensuring that you don’t have to wait for days or weeks to get the device home. 


Laptop Loan Eligibility


In order to buy a laptop with Credit Fair finance, you have to meet the below eligibility criteria: 


  • You should be aged between 21-60 years

  • You should be a resident of India

  • You should have minimum salary of Rs. 15,000

  • You should be self-employed or salaried professional

  • You should have a minimum credit score of 600


Laptop Loan Documents


To buy the laptop of your choice, below is the documentation requirement you have to meet:


Documentation requirement for mobile loan for salaried professional

  • Identity proof: PAN card/ Aadhar card

  • Address proof: Utility bill, passport, rent agreement, sales deed

  • Bank statement of past 6 months reflecting salary credit


Documentation requirement for mobile loan for self-employed professional

  • Identity proof: PAN card/ Aadhar card

  • Address proof: Utility bill, passport, rent agreement, sales deed

  • Business Existence Proof (any one of the following): Shop and registration certificate/GST registration/ Property Documents /Maintenance

  • Bill/Electricity Bill (for loan amount of more than Rs. 75000)


Apply for Laptop Loan in India


Easy application process: Download the Credit Fair app. Fill in the application form and submit your KYC documents and bank statement. Submit complete application and get instant approval.


Walk-in to your nearest store:  With Credit Fair finance, you can visit any nearby store in your city to buy the laptop of your choice.  On successful approval online, you can visit our nearest partnered store to buy the mobile of your choice.